Loan Rates Effective Dec 01, 2024
All loan interest rate questions should be referred to the Loan Department.
| Type of Loan |
Term |
Rate* |
| New Car / Truck |
| 2020 or Newer |
Up to 63 Months* |
5.99% |
| |
| Used Car / Truck |
| 2019 - 2016 |
Up to 63 Months * |
6.79% |
| 2015 - Older |
Up to 63 Months * |
8.39% |
| |
| New / Used Motorcycle |
| 2021 or Newer |
Up to 63 Months* |
7.39% |
| 2020 - 2017 |
Up to 63 Months* |
8.19% |
| 2016 - Older |
Up to 63 Months |
10.19% |
| Type of Loan |
Term |
Rate* |
| New/Used ATV/UTV/Personal Watercraft/RV/Camper/Snowmobiles |
| 2021 or Newer |
Up to 63 Months* |
6.09% |
| 2020 - 2017 |
Up to 63 Months* |
7.09% |
| 2016 - Older |
Up to 63 Months |
8.29% |
| Type of Loan |
Term |
Rate* |
| Signature (Unsecured) Loan |
|
1 - 24 Months* |
10.29% |
|
25 - 36 Months* |
10.54% |
|
37 - 48 Months* |
10.79% |
|
49 - 60 Months* |
11.04% |
| |
| Unsecured Line of Credit |
| Unsecured Line of Credit |
2% of Outstanding Balance |
14.00% |
| Type of Loan |
Margin |
Max LTV |
Max CLTV |
Closing Cost |
|
| 120 Months |
PRIME |
80% |
90% |
$750 |
| Type of Loan |
Rate |
Max LTV |
Max CLTV |
Closing Cost |
| Home Equity Loan |
| 60 Months |
7.25 |
80% |
90% |
$750 |
| 84 Months |
7.50 |
80% |
90% |
$750 |
| 120 Months |
7.75 |
80% |
90% |
$750 |
| Type of Loan |
Term |
Rate* |
| Unimproved/Improved Lot |
| Unimproved Lot |
Up to 60 Months |
Prime Rate + 2.0% |
| Type of Loan |
Term |
Rate* |
| Credit Builder |
| Credit Builder |
24 Months |
Dividend Rate + 10.00% |
| Type of Loan |
Fixed Rate |
| Credit Cards |
| VISA® Classic |
12.96% |
| VISA® Gold |
11.96% |
*(For Scores 720 or better)
$75 Loan Processing Fee. Rates are subject to change at any time.