Loan Rates Effective Oct 01, 2024
All loan interest rate questions should be referred to the Loan Department.
Type of Loan |
Term |
Rate* |
New Car / Truck |
2020 or Newer |
Up to 63 Months* |
6.29% |
|
Used Car / Truck |
2019 - 2016 |
Up to 63 Months * |
7.09% |
2015 - Older |
Up to 63 Months * |
8.69% |
|
New / Used Motorcycle |
2021 or Newer |
Up to 63 Months* |
7.39% |
2020 - 2017 |
Up to 63 Months* |
8.19% |
2016 - Older |
Up to 63 Months |
10.19% |
Type of Loan |
Term |
Rate* |
New/Used ATV/UTV/Personal Watercraft/RV/Camper/Snowmobiles |
2021 or Newer |
Up to 63 Months* |
7.09% |
2020 - 2017 |
Up to 63 Months* |
8.09% |
2016 - Older |
Up to 63 Months |
9.29% |
Type of Loan |
Term |
Rate* |
Signature (Unsecured) Loan |
|
1 - 24 Months* |
10.79% |
|
25 - 36 Months* |
11.04% |
|
37 - 48 Months* |
11.29% |
|
49 - 60 Months* |
11.54% |
|
Unsecured Line of Credit |
Unsecured Line of Credit |
2% of Outstanding Balance |
14.00% |
Type of Loan |
Margin |
Max LTV |
Max CLTV |
Closing Cost |
|
120 Months |
PRIME |
80% |
90% |
$750 |
Type of Loan |
Rate |
Max LTV |
Max CLTV |
Closing Cost |
Home Equity Loan |
60 Months |
7.25 |
80% |
90% |
$750 |
84 Months |
7.50 |
80% |
90% |
$750 |
120 Months |
7.75 |
80% |
90% |
$750 |
Type of Loan |
Term |
Rate* |
Unimproved/Improved Lot |
Unimproved Lot |
Up to 60 Months |
Prime Rate + 2.0% |
Type of Loan |
Term |
Rate* |
Credit Builder |
Credit Builder |
24 Months |
Dividend Rate + 10.00% |
Type of Loan |
Fixed Rate |
Credit Cards |
VISA® Classic |
12.96% |
VISA® Gold |
11.96% |
*(For Scores 720 or better)
$75 Loan Processing Fee. Rates are subject to change at any time.